Terms of Service

Terms and Conditions

Please read this agreement carefully before accessing or using the information and services available through the Raft Risk Solutions website (“Site”). By accessing or using the Site, you agree to be bound by the terms and conditions below. Raft Risk Solutions may modify this agreement at any time, and such modifications shall be effective immediately upon posting the modified agreement on the Site.

Copyright and trademarks

Copyright in the material and trademarks on this Site are owned by The Raft Group Pty Ltd, A.C.N 139 199 796 (Raft Risk Solutions) unless otherwise indicated and you agree not to infringe any intellectual property rights owned by Raft Risk Solutions.

Information for personal, non-commercial use only

You agree that information contained on this Site is for personal use only and may not be sold, redistributed or used for any commercial purpose (this includes but is not limited to the use of Advertiser contact details for unsolicited commercial correspondence). You may download material from this Site for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from this Site including code and software. You must not use this Site for any purpose that is unlawful or prohibited by these terms of use.

You may not use data mining, robots, screen scraping, or similar data gathering and extraction tools on this Site for establishing, maintaining, advancing or reproducing information contained on our Site on your own website or in any other publication, except with our prior written consent.

Information does not represent professional advice

You acknowledge and agree that information published by Raft Risk Solutions is intended to provide general information in summary form on business consulting services and other issues.

Raft Risk Solutions strongly recommends that prior to entering into any agreement for any of the services referred to on the Site, that you obtain your own independent legal, accounting, financial or taxation advice as appropriate. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the Site or on the Internet generally.

In no event will Raft Risk Solutions be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance upon any information contained on or omitted from the Site.

No guarantees as to the service

Raft Risk Solutions provides no warranty to you that the services generally available through its Site will be uninterrupted or error-free or that defects in the service will be corrected. You also understand that Raft Risk Solutions cannot and does not guarantee or warrant to you that files available for downloading through the Site or delivered via electronic mail through the Site will be free of infection or viruses, worms, trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

Our rights to use information you send us

Raft Risk Solutions welcomes ideas and feedback from you about all aspects of the Site. You agree that Raft Risk Solutions may reproduce, distribute, transmit, create derivative works of, and publicly display any materials and other information (including ideas for new or improved products and services) that you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by email to Raft Risk Solutions.

No guarantees as to security of your information

While Raft Risk Solutions takes all due care in ensuring the privacy and integrity of the information you provide, the possibility exists that this information could be unlawfully observed by a third party while in transit over the Internet or while stored on Raft Risk Solutions systems or on Raft Risk Solutions’ Site. Raft Risk Solutions disclaims all liability to you to the greatest extent possible pursuant to law should this occur.

General provisions

If any part of this agreement is held invalid that part shall be severed from this agreement and the remainder of this agreement will continue to be valid and enforceable. Termination of this agreement will not end those provisions that are capable of surviving the ending of this agreement.

The laws governing this agreement will be the laws in Victoria, Australia and you irrevocably submit to the exclusive jurisdiction of its Courts and its Appellate Courts and the jurisdiction of the Federal Court of Australia sitting in Victoria.

For the purposes of this agreement the words “Raft Risk Solutions”, “Raft Group Pty Ltd”, “We”, “Our” and “Us” refer to Raft Group Propriety Limited trading as Raft Risk Solutions and “Site” to mean materials delivered on this website and other sub-branded versions of the site.